Mobility

Car-sharing instead of second car

Cyclist on urban bike lane at dawn, illustrative depiction of mobility tips category

Under 8000 km per year, car-sharing often beats owning a car.

$45-90 per week 5 min Updated 2026-04-22

Contents

  1. How to do it
  2. Common mistakes
  3. Bottom line

If you drive less than 15,000 km/year, car-sharing often beats car ownership. One shared car replaces 8–20 private vehicles, showing how many switch completely. For casual drivers, it saves thousands.

Step by step

Car-sharing saves because you skip purchase (€12,000–20,000), insurance (€500–1,000/year), maintenance (€300–500/year), and taxes (€150–300/year). You pay by the minute or hour. Fixed costs vanish. For frequent drivers (>20,000 km/year), owning makes sense, for casual drivers, sharing wins.

Source: German CarSharing Association (bcs), bcs market report 2024: One shared car replaces 8–20 private cars; average savings €2,000–4,000 per person vs. car ownership

Step by step

  1. Estimate Your UsageCount: How many km do you drive monthly? Under 1,200 km/month (14,400 km/year) usually makes car-sharing financially smarter.
  2. Find Providers in Your AreaMajor German providers: ShareNow, Stattauto, Mobility, cambio. Check availability and pricing where you live. Some offer hourly, others daily rates.
  3. Do the MathExample ShareNow: €0.29/min + €0.35/km. 100 km/month = ~€40 + membership. Car ownership: €12 fuel + €20 wear + €60 insurance/maintenance = €92 total. Car-sharing wins.
  4. Sign Up and Test DriveRegister, upload license and ID (5 min). Book via app, try a short trip to understand the system.
  5. Combine with Transit & E-BikeCar-sharing works best alongside public transit and e-bikes. Use the car only for errands and trips; commute by train/bike. This minimizes costs and emissions.

Worked example

Before: Julia, car owner: €5,000 down payment, €80 fuel, €45 insurance, €25 maintenance, €15 taxes = €165/month fixed + amortized payments (€500/month over 5 years total)
After: With car-sharing: 50 km/month × €0.35/km = €17.50 + minute charges ~€30 + membership €30 = €77.50/month. Saves ~€4,000/year

How much will YOU save switching from car ownership to car-sharing?

Keywords and context

This tip is written for households that want to cut energy and cost-of-living spending concretely. It complements the other measures in the same category and has the greatest effect when combined with them.

mobilitysave energyhouseholdcut coststipefficiency
Share this tip

Found this tip helpful? Share it with someone you also want to help.

Frequently asked questions

What if I damage the shared car?
The provider's insurance covers minor scratches. Major damage has a deductible (€50–500, per plan). Read the terms.
Is car availability a problem?
In big cities, cars are almost always available. Rural areas are trickier. Check the app beforehand to see coverage near your home/work.
Can I use a car-sharing vehicle for vacation?
Some providers allow 3–4-day bookings. For longer trips, a rental car is usually cheaper. Compare both.
How do I combine this with other tips?
Effects stack: the more tips applied, the higher the saving up to a cap.

What will the next oil shock cost you?

Calculate your household's added monthly expense at 150 USD/barrel in 60 seconds.

Run the calculator