DE / AT / CH / ES, Solar Payback

Solar Payback 2026: what pays off, what does not?

Photovoltaic system on a residential roof at morning light.

Photovoltaic calculator for Germany, Austria, Switzerland and Spain. Includes feed-in tariff, self-consumption rate, storage, VAT status and current subsidy programs (KfW, Pronovo, IDAE). Plus Brent sensitivity: how does your payback change when electricity prices rise? Methodology with 9 data sources publicly documented.

Reading time: ~8 min · Updated: May 18, 2026

As of May 2026 9 Data Sources 4 Countries DACH+ES Live Brent Sensitivity
What does the calculator do?

Local browser, no email gate. Adjust your inputs anytime if you like.

What does this solar calculator do?

Solar is one of the few energy investments where you do not need to speculate. The sun is there, the system produces, the savings are real. But identical systems pay off completely differently depending on country, subsidies and self-consumption profile. Our calculator addresses exactly that: country-specific math, current May 2026 subsidy programs, realistic self-consumption rates, and a Brent sensitivity that no other solar calculator has.

Concretely we calculate for your system: annual yield in kWh (based on kWp, orientation, tilt and country-specific yields), self-consumption savings (at your electricity price), feed-in revenue (at current EEG/EAG/EIV/Compensación tariff), subsidies (KfW VAT-exemption in DE, federal states in AT, Pronovo-EIV in CH, IDAE in ES), payback time (simple and real with 0.5% module degradation and 2% electricity price inflation per year) and 25-year ROI.

Additionally we model the Brent sensitivity: when oil prices rise, electricity prices follow (pass-through factor 0.3% per USD), your self-consumption savings increase, payback time shortens. That is the USP. No other solar calculator links live energy prices.

Pass-through visualization, how Brent crude price ripples through wholesale to consumer end-prices.

Calculate solar payback now

The wizard asks you 6 questions about country, system size, roof, electricity price, storage and investment. Takes around 90 seconds. All inputs stay locally in your browser, no login, no email required.

Subsidies + feed-in tariffs 2026 in DE/AT/CH/ES

Germany, KfW + 0% VAT + EEG feed-in

The main subsidy for small PV in Germany since 2023 is the 0% VAT on systems up to 30 kWp. The feed-in tariff is 7.78 cents per kWh for partial feed-in (up to 10 kWp) and 12.34 cents for full feed-in, as of February 1, 2026. Important 2027: The fixed EEG feed-in tariff is to be abolished for new small PV systems from January 1, 2027. Systems commissioned in 2026 keep their 20-year fixed tariff.

Austria, 20% VAT + state-level subsidies

The 0% VAT exemption in Austria expired on April 1, 2025. State-level subsidies vary strongly: Vienna started a 7-million-euro package on May 1, 2026 with up to 150 euros per kWp PV and 150 euros per kWh storage. Feed-in via OeMAG at market prices (typically 8-10 cents per kWh).

Switzerland, Pronovo EIV + cantonal extras

Switzerland uses one-time payment (EIV) via Pronovo instead of running tariffs. For small systems under 100 kWp 2026: CHF 350 base + CHF 320 per kWp from 2 kWp. A typical 10-kWp system gets CHF 3,550. Plus cantonal extras 200-800 CHF per kWp depending on canton.

Spain, IDAE + IRPF + IBI

Spain subsidizes via the IDAE program for small PV with 300-1,100 euros per kWp residential, average around 600 EUR per kWp. Plus IRPF tax deduction 60% up to 3,000 euros, plus IBI municipal bonus. Compensación por Excedentes at spot prices (5-7 cents per kWh).

Solar combined with heat pump, highest self-consumption and shortest payback.

How we calculate: methodology with 9 data sources

Specific yield per country

South-optimal values at 35-degree roof tilt: Germany 950 kWh/kWp, Austria 1,050, Switzerland 1,080, Spain 1,450 kWh/kWp per year. Data basis: PVGIS (EU Commission), DWD solar irradiation data, SwissSolar, IDAE Atlas Spain.

Orientation and tilt factors

South = 100%, SE/SW = 96%, East/West = 85%, NE/NW = 72%, North = 60%. Tilt 25-40 degrees optimal (100%), 15-25 = 96%, flat (0-15) = 88%, steep (over 55) = 90%.

Electricity prices per country

DE: 32 ct/kWh household price (Federal Network Agency cap April 2026). AT: 28 ct/kWh. CH: 32 Rappen/kWh. ES: 20 ct/kWh PVPC variable.

Pass-through factor Brent to electricity

0.3% per USD Brent delta. Electricity reacts weaker than heating oil (1.1%) because the electricity mix is more diverse (wind, solar, nuclear, coal, gas). See methodology hub.

Solar plus EV wallbox combined, highest self-consumption rate.

What happens when Brent rises +20 USD?

Solar profits indirectly from a Brent rise through pass-through on electricity prices. We use a conservative pass-through factor of 0.3% per USD Brent delta. Example: at current Brent 75 USD, electricity 32 ct/kWh. At a Brent rise to 95 USD (+20 USD), electricity rises to ~33.9 ct/kWh (+6%). On an 8-kWp system with 30% self-consumption and 7,600 kWh annual yield this adds 43 euros per year in self-consumption savings, over 25 years adds 1,080 EUR ROI.

Pratfall: Solar is less Brent-sensitive than heat pump or oil heating. But still a real hedge against electricity price escalation.

Country comparison: where does solar pay off fastest?

Example for an identical 8-kWp south-facing system with 7-kWh standard storage, 65% self-consumption rate, country-default values May 2026:

CountryAnnual yieldInvestmentSubsidyPayback
Germany7,600 kWh~17,450 EUR0% VAT~13 years
Austria8,400 kWh~17,500 EUR~1,200 EUR (Vienna)~12 years
Switzerland8,640 kWh~22,300 CHF~2,910 CHF Pronovo~11 years
Spain11,600 kWh~14,050 EUR~4,800 EUR (IDAE)~5-6 years

Spain wins clearly through Mediterranean sun yield (+50% vs DE) plus IDAE subsidy.

Frequently asked questions about solar payback 2026

How long is solar payback in 2026?
Germany 2026: 10-12 years for 8-kWp south-optimal with 30% self-consumption at 32 ct/kWh. Austria: 11-13 years (since 0% VAT ended April 2025). Switzerland: 9-11 years thanks to Pronovo. Spain: 4-7 years thanks to IDAE subsidy and high sun yield.
Is a battery worth it in 2026?
A battery raises self-consumption rate from 30% to 55-75%. Costs around 750 EUR per kWh. Best with heat pump or EV. Without them, payback extends by 2-3 years.
What about the German feed-in tariff in 2027?
The fixed EEG feed-in tariff for new small PV systems is to be abolished from January 1, 2027 and replaced by market models. Systems commissioned in 2026 keep their 20-year fixed tariff.
When does solar NOT pay off?
North roofs (60% yield loss), electricity prices under 20 ct/kWh, ownership perspective under 7 years, shading from trees/buildings, roof needs replacement in next 5 years, self-consumption under 15%.

Sources + methodology

  • DE EEG tariff: Federal Network Agency, February 1, 2026 data
  • DE 0% VAT: Section 12 (3) UStG (small PV up to 30 kWp since 2023)
  • AT Vienna May 2026: wien.gv.at photovoltaic-funding-package
  • CH Pronovo EIV: pronovo.ch, single-payment rates 2026
  • ES IDAE: idae.es, self-consumption aid 2025-2026
  • Specific yields: PVGIS (EU Commission)
  • Pass-through methodology: /en/methodology/pass-through-effect/

Disclaimer: Subsidy amounts and feed-in tariffs are May 2026 status and can change. Before installation always check current conditions directly at KfW, OeMAG, Pronovo or IDAE.

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You in 12 months

May 2027. The SEG rates have shifted again. What did you do?

  • Got your 4kW system grid-connected before Q4 2026
  • Locked in the Ofgem-Q2-2026 export tariff
  • Saw your first electricity bill drop below £30/month
  • Started your solar payback, instead of just reading about it

P.S.: 90 seconds of calculator today. Or another year of just thinking about it.